Category: News

Letter to our Valued Clients

To our valued business clients,

We hope you and your families are remaining healthy and safe during these trying times! The news on all networks have been filled with information on the now declared pandemic of the Coronavirus or COVID-19. It is possible on your commercial property insurance to extend coverage to include coverage for loss of business income due to a closure of your business caused by a covered peril. A communicable disease like the Coronavirus may not be a covered peril, but you should not allow that assumption to keep you from taking action.

First, it is critically important to report all claims and potential claims to EACH AND EVERY CARRIER whose policy might apply to your loss. This includes CGL, Personal lines, Umbrella, Excess, Workers Compensation, Specialty and any other policy you may have.

Second, you need to determine whether you purchased business income coverage. If you don’t find the coverage in your policy description, be sure to call our office.

Third, if your business closes due to the Coronavirus, it is important to know (again) that communicable diseases typically are not a covered peril that would give rise to insurance benefits for loss of income. It doesn’t matter if the loss of income is just from a downturn of business due to the loss of many customers or the actual closure of your business. However, you should still report all claims and potential claims.

Please be sure to contact our agency if you have any questions. We thank you for your continued trust in our business.

Coronavirus Update

We want you to know that we are business as usual; however, some of us are working from home and we request that you call or email us instead of visiting us for the time being. Our team is following all safety precautions passed down by the CDC and WHO to ensure we are not spreading the virus.

Welcome to our update website!

      Welcome to our updated website! Our goal is that this website will assist our clients in a variety of ways and will help you understand that we’re always here to help, inform and serve. We’re extremely proud of how far we’ve come in our first couple years as a new business and we’re excited to see what’s to come.

We hope to keep our clients well-informed by updating you on new developments, changes and important news in the insurance sector and beyond.

We never want our clients to forget that Paulin Insurance Associates can handle your personal insurance needs as well as your commercial insurance needs. Additionally, we offer Life Insurance, Health Insurance and Surety Bonds. We strive to create and maintain great relationships with our insurance companies and brokers, which allows us to provide the best possible value to our clients.